:root{--navy:#061d34;--blue:#0b4f85;--sky:#e9f5ff;--green:#57b33e;--green2:#dff4d8;--text:#102033;--muted:#5f7185;--line:#dce7ef;--white:#fff;--shadow:0 22px 70px rgba(6,29,52,.16)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--text);line-height:1.55;background:#fff}.container{width:min(1160px,92%);margin:0 auto}.header{position:sticky;top:0;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid var(--line);z-index:50}.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:22px}.logo{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy)}.logo-mark{width:46px;height:46px;border-radius:15px;background:linear-gradient(135deg,var(--navy),var(--green));color:white;display:grid;place-items:center;font-weight:900}.logo small{display:block;color:var(--muted);font-size:12px}.nav-links{display:flex;gap:24px}.nav-links a,.nav-button{text-decoration:none;color:var(--navy);font-weight:700}.nav-button{background:var(--green);color:white;padding:11px 16px;border-radius:12px}.hero{padding:64px 0 70px;background:radial-gradient(circle at 80% 0%,#d8f3ce 0,transparent 28%),radial-gradient(circle at 10% 8%,#dbeeff 0,transparent 30%),linear-gradient(135deg,#f8fbff,#fff 55%,#f2faf0)}.hero-grid{display:grid;grid-template-columns:1fr 470px;gap:42px;align-items:center}.pill,.mini,.eyebrow{display:inline-flex;align-items:center;color:var(--green);font-weight:900;text-transform:uppercase;letter-spacing:.08em;font-size:12px}.pill{background:white;border:1px solid var(--line);border-radius:999px;padding:8px 12px;color:var(--blue)}h1{font-size:clamp(42px,6vw,70px);line-height:.98;margin:18px 0;color:var(--navy);letter-spacing:-.04em}h2{font-size:clamp(28px,4vw,44px);line-height:1.1;margin:8px 0 18px;color:var(--navy);letter-spacing:-.03em}h3{color:var(--navy);margin:0 0 8px}.hero-text{font-size:22px;color:#213a55;max-width:700px}.hero-sub{font-size:18px;color:var(--muted);max-width:680px}.benefit-pills{display:flex;flex-wrap:wrap;gap:10px;margin:28px 0}.benefit-pills span{background:white;border:1px solid var(--line);border-radius:999px;padding:10px 14px;font-weight:800}.hero-actions{display:flex;gap:14px;flex-wrap:wrap}.button{border:0;border-radius:14px;padding:14px 18px;font-weight:900;text-decoration:none;font-size:16px;cursor:pointer;display:inline-flex;justify-content:center;align-items:center}.primary{background:var(--green);color:white}.ghost{background:white;color:var(--navy);border:1px solid var(--line)}.ghost.dark{color:var(--navy)}.full{width:100%}.calculator{background:white;border:1px solid var(--line);border-radius:28px;padding:28px;box-shadow:var(--shadow)}.calculator h2{font-size:31px}.calculator-head p,.disclaimer,.privacy,.contact-card small{color:var(--muted);font-size:13px}.field{margin:20px 0}.field label{font-weight:900}.range-row{display:flex;align-items:center;gap:16px;margin-top:10px}.range-row input{width:100%;accent-color:var(--green)}output{min-width:90px;background:var(--sky);padding:9px 10px;border-radius:12px;text-align:center;font-weight:900;color:var(--navy)}.result-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.result-card{background:#f6fafc;border:1px solid var(--line);border-radius:18px;padding:16px}.result-card span,.total span{display:block;color:var(--muted);font-size:13px}.result-card strong{display:block;font-size:24px;color:var(--navy);margin-top:5px}.total{margin:14px 0;background:linear-gradient(135deg,var(--navy),#0b416f);color:white;border-radius:20px;padding:20px}.total span{color:#c8d9e8}.total strong{display:block;font-size:36px;margin-top:5px;color:white}.stats{background:var(--navy);color:white}.stats-grid{display:grid;grid-template-columns:repeat(4,1fr)}.stats-grid div{padding:26px 20px;border-left:1px solid rgba(255,255,255,.1)}.stats-grid strong{display:block;font-size:30px}.stats-grid span{color:#c8d9e8}.section{padding:76px 0}.alt{background:#f5f9fc}.split,.form-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:46px;align-items:start}.value-list{display:grid;gap:16px}.value-list article,.cards article,.steps div,.faq details{background:white;border:1px solid var(--line);border-radius:22px;padding:22px}.value-list span{color:var(--green);font-weight:900}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.icon{width:48px;height:48px;border-radius:16px;background:var(--green2);display:grid;place-items:center;font-size:24px;margin-bottom:16px}.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}.steps b{width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:white;margin-bottom:14px}.form-section{background:linear-gradient(135deg,var(--navy),#0a4778);color:white}.form-section h2,.form-section h3{color:white}.contact-card{margin-top:20px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);border-radius:20px;padding:18px}.contact-card a{display:block;color:white;font-weight:900;margin:6px 0}.contact-card small{color:#c8d9e8}.wizard{background:white;color:var(--text);border-radius:28px;padding:26px;box-shadow:var(--shadow)}.wizard h3{font-size:24px}.progress{height:8px;background:#edf3f7;border-radius:999px;overflow:hidden;margin-bottom:18px}.progress span{display:block;height:100%;width:20%;background:var(--green);transition:.25s}.step{display:none}.step.active{display:block}.wizard label{display:block;font-weight:800;margin:12px 0}.wizard input,.wizard select{width:100%;border:1px solid var(--line);border-radius:12px;padding:13px;margin-top:6px;font:inherit}.choices{display:grid;grid-template-columns:1fr 1fr;gap:10px}.choices label{border:1px solid var(--line);border-radius:14px;padding:12px;margin:0;cursor:pointer}.choices input{width:auto;margin:0 8px 0 0}.form-actions{display:flex;gap:12px;margin-top:22px}.form-actions button{flex:1}#submitBtn{display:none}.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.faq summary{font-weight:900;cursor:pointer}.footer{background:#041525;color:#c8d9e8;padding:34px 0}.footer-grid{display:flex;justify-content:space-between;gap:30px}.footer strong,.footer a{color:white}@media (max-width:920px){.hero-grid,.split,.form-grid{grid-template-columns:1fr}.stats-grid,.cards,.steps,.faq-grid{grid-template-columns:1fr 1fr}.nav-links{display:none}}@media (max-width:620px){.stats-grid,.cards,.steps,.faq-grid,.choices,.result-grid{grid-template-columns:1fr}.nav-button{display:none}.hero{padding:42px 0}h1{font-size:40px}.footer-grid{display:block}.form-actions{flex-direction:column}}
.step-hint{color:var(--muted);font-size:14px;margin:-2px 0 16px}

.wizard h3{color:var(--navy)!important}
.wizard .step-hint{color:var(--muted);font-size:14px;margin:-2px 0 16px}

.thankyou{min-height:100vh;display:grid;place-items:center;background:radial-gradient(circle at 70% 0%,#d8f3ce 0,transparent 30%),linear-gradient(135deg,#f8fbff,#eef7ff);padding:32px}
.thankyou-card{width:min(720px,92vw);background:white;border:1px solid var(--line);border-radius:30px;box-shadow:var(--shadow);padding:42px;text-align:center}
.thankyou-card .logo-mark{margin:0 auto 20px}
.thankyou-card h1{font-size:clamp(34px,5vw,54px)}
.thankyou-card p{font-size:18px;color:var(--muted)}
.thankyou-card .button{margin:8px}